Sale & HP Back Finance: Unlock Tied-Up Capital

Businesses often face cash flow challenges after making significant investments in new equipment. Sale & HP Back Finance offers a streamlined solution, enabling businesses to unlock capital tied up in recent asset purchases

Here’s how Sale & HP Back Finance can make things simple:

  • Recent Asset Purchase: You’ve recently acquired a new asset (e.g. laser machine, production equipment, fleet vehicle)
  • Submit Your Invoice: Simply provide us with a copy of your recent invoice – it needs to be dated within the last 90 days
  • Receive Funding: Underwriters will quickly assess your application and provide you with a lump sum payment based on the invoice value, injecting much-needed cash back into your business
  • Manageable Repayments: You’ll then make convenient monthly repayments to the funder over a flexible term, allowing you to spread the cost comfortably

Key Benefits of Sale & HP Back Finance:

  • Improved Cash Flow: Receive immediate access to capital to address pressing financial needs
  • Reduced Financial Strain: Alleviate the immediate financial burden of recent asset purchases
  • Enhanced Operational Flexibility: Utilise the released capital to invest in growth, expand operations, or address unforeseen expenses

Our experienced team of Commercial Finance Specialists will carefully consider your specific needs and circumstances, ensuring the best possible outcome. We will:

  • Review and analyse your financial situation
  • Assess the value and suitability of the asset for this financing option
  • Negotiate repayment terms deal structure to fit your cashflow

Case Study:

John, the owner of a small manufacturing company, recently purchased a new laser machine for £80,000. By utilising Sale & HP Back Finance, John received a significant upfront payment, enabling him to:

  • Settle outstanding supplier invoices and secure valuable early payment discounts
  • Invest in essential raw materials to increase production capacity and meet growing demand
  • Strengthen his working capital position to navigate potential market fluctuations

John now makes manageable monthly repayments to the chosen funder, allowing him to maintain a healthy cash flow while leveraging the benefits of his new laser machine

Contact us today to schedule a free consultation with one of our experienced commercial finance specialists. We’ll guide you through the process and help you determine if Sale & HP Back Finance is the right solution for your business


Published 18 February 2025


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