Is it time to borrow against existing assets or utilise cash?

Financially, the Covid-19 Crisis is being billed as the worst recession in living memory and, in truth, the financial element is still to hit. So what do we do? As in all financial crises there are winners and losers. The government has waived stamp duty on purchases below £500k to stimulate the market but, in times of uncertainty, will that be enough to stop a fall in asset values?

In most recessions the losers are those that are asset rich and cash poor. The winners are cash rich or liquid and able to take advantage of opportunities to purchase distressed assets at reduced prices.

In the Real Estate Arena, is it time to borrow against existing assets to be able to harvest the opportunities, or utilise cash to leverage and borrowing to cease opportunities?

How we can help

Business Finance Solutions (UK) Limited are able to obtain competitive loans and mortgages against existing Real Estate assets or against new purchases, including Auction purchases, Bridging loans, Land bank and Development loans.

Contact us to see how we can help you.


Published 5 August 2020


Get in touch

If you would like any further information or guidance, please leave your details below and a relevant member or the team will contact you.


    Interesting Article

    Share and discuss

    Share Facebook    Share Linked In

    Latest News


    Refinancing a Commercial Property

    Refinancing a commercial property can help a business improve its cash position, release equity or move to a mortgage that better suits its plans. Before applying, it is worth understanding […]

    The safety net every business owner overlooks: PG Insurance explained

    Running a business often means taking financial risks such as loans, credit lines &  supplier agreements  are  all part of keeping things moving. But what happens if your business can’t pay its debts? Many […]

    Luxury Car Finance: Funding Your First Purchase or Your Next Addition

    Whether you are buying your first luxury car or adding to an existing collection, it is a significant purchase. That could mean a supercar, a high-end performance car or a […]

    Growth lending: how businesses can fund expansion without losing momentum

    Growth is an exciting stage for any business, but it often comes with a challenge… How do you fund it properly? Whether you’re hiring new staff, investing in equipment, expanding […]

    How Bridging Loans Can Help UK Businesses Act on Time-Sensitive Opportunities

    In business, timing can be the difference between securing a valuable opportunity and missing out. Whether a business is buying commercial property, purchasing stock at a discounted price, funding a […]

    Unlocking the Right Development Finance: What Every Property Developer Should Know

    Whether you’re planning your first development project or managing multiple sites, one thing remains true: securing the right development finance can have a huge impact on your project’s profitability, cash […]

    The Safety Net Every Business Owner Overlooks: Personal Guarantee Insurance Explained

    Running a business often means taking financial risks. Loans, credit facilities, supplier agreements, and growth funding can all play an important role in keeping a business moving forward. But many […]

    Growth lending: how businesses can fund expansion without losing momentum

    Growth is an exciting stage for any business, but it often comes with a challenge… How do you fund it properly? Whether you’re hiring new staff, investing in equipment, expanding […]

    What is Vendor Finance? A Smarter Way to Support Business Growth

    Vendor finance is a structured funding solution that allows suppliers to offer customers flexible payment terms, backed by a third-party finance provider. Instead of the supplier waiting months to be […]

    What is Key Person Cover?

    What is Key Person Cover? A business protection policy that provides a financial safety net if a critical member of staff dies, is diagnosed with a critical illness or unable […]