Asset Finance

Asset Finance

Get the vehicles, machinery or equipment your business needs without paying the full purchase price upfront. Asset finance lets you spread the cost over an agreed period, helping you plan your repayments and keep funds available for day-to-day operations.

Hire purchase spreads the cost through instalments, with ownership transferring once you have met the terms of the agreement. A finance lease lets your business use an asset in return for rental payments, while ownership remains with the finance provider.

Whether you need a single piece of equipment or a fleet of vans, BFS can explore hire purchase and finance lease options through our panel of lenders. We will discuss what you need, how the asset will be used and your budget to help identify a suitable funding option.

Let’s find the right finance for your business

Talk to our team about your plans and the funding your business needs.

Speak to our team

Explore our other services

Discover more ways we can help you find the right funding for your business.

Invoice Finance

Release funds tied up in unpaid invoices to support your business cashflow.

Property Finance

Explore funding for commercial property purchases and development projects.

Commercial Loans

Find business funding to support growth, investment and new developments.

Development & Bridging Finance

Explore short-term funding for property purchases, construction and refurbishment.

Latest News

Refinancing a Commercial Property

Refinancing a commercial property can help a business improve its cash position, release equity or move to a mortgage that better suits its plans. Before applying, it is worth understanding […]

Read More

The safety net every business owner overlooks: PG Insurance explained

Running a business often means taking financial risks such as loans, credit lines &  supplier agreements  are  all part of keeping things moving. But what happens if your business can’t pay its debts? Many […]

Read More

Luxury Car Finance: Funding Your First Purchase or Your Next Addition

Whether you are buying your first luxury car or adding to an existing collection, it is a significant purchase. That could mean a supercar, a high-end performance car or a […]

Read More

Growth lending: how businesses can fund expansion without losing momentum

Growth is an exciting stage for any business, but it often comes with a challenge… How do you fund it properly? Whether you’re hiring new staff, investing in equipment, expanding […]

Read More

How Bridging Loans Can Help UK Businesses Act on Time-Sensitive Opportunities

In business, timing can be the difference between securing a valuable opportunity and missing out. Whether a business is buying commercial property, purchasing stock at a discounted price, funding a […]

Read More

Unlocking the Right Development Finance: What Every Property Developer Should Know

Whether you’re planning your first development project or managing multiple sites, one thing remains true: securing the right development finance can have a huge impact on your project’s profitability, cash […]

Read More

The Safety Net Every Business Owner Overlooks: Personal Guarantee Insurance Explained

Running a business often means taking financial risks. Loans, credit facilities, supplier agreements, and growth funding can all play an important role in keeping a business moving forward. But many […]

Read More

Growth lending: how businesses can fund expansion without losing momentum

Growth is an exciting stage for any business, but it often comes with a challenge… How do you fund it properly? Whether you’re hiring new staff, investing in equipment, expanding […]

Read More

What is Vendor Finance? A Smarter Way to Support Business Growth

Vendor finance is a structured funding solution that allows suppliers to offer customers flexible payment terms, backed by a third-party finance provider. Instead of the supplier waiting months to be […]

Read More

What is Key Person Cover?

What is Key Person Cover? A business protection policy that provides a financial safety net if a critical member of staff dies, is diagnosed with a critical illness or unable […]

Read More